why us
About Us

Brief Description

Many entrepreneurs seek financing for their business such that the investor shares the risks of the business without the entrepreneur having to sell some of his enterprise's ownership stakes. Mudaraba contracts offer the solution to the entrepreneur and investor who look for this class of investment assets.

Mudaraba is a crowdfunding platform that provides Sukuk (debt instruments) issuance. We enable SMEs to get financed through the debt capital market by adopting Mudaraba framework that is compliant with Shari'a (Islamic laws).

Our services are approved by the Capital Market Authority under the CMA FinTech lab and offered through an easy-to-use online platform. Mudaraba works on linking SMEs (financing seekers) with investors (funders) registered on the platform, all under the supervision of a team of business and financial technology experts. Our team is highly experienced in defining challenges that face entrepreneurs and finding the solutions to overcome them, empowering the investors to diversify their investments in different sectors and chose the optimal investment opportunity.

And through our work as a leading company in the financial technology sector, we follow firm strategies to develop our technologies in line with the speed of growth of all other sectors to meet the vision of 2030

Our Services

What do we offer

1-

Financing Case Study

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Sukuk Issuance

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Up and completion of the project

Why Mudaraba?

Why the crowd choose Mudaraba

Some studies mentioned that the size of the crowdfunding industry is expecto reach $142 billion before 2022. The size of this growth reflects the need othe economic community for a source of financing that differs from the traditional financing institutions.

At Mudaraba Financial Company, we offer investment opportunities with a minimum of SAR 1,000, for projects whose owners are looking for Sharia-compliant financing solutions to develop their businesses and move them to a higher stage of service and competition.

Shariaa Compliant

Islam has permitted dealing with Mudaraba Sukuk due to people’s great need for such profit participation, and the many benefits that result from it. And everyone who has the ability and competence to work has money, hence Mudaraba was the tool that achieves fruitful cooperation between money and work for the benefit of both parties and society at the same time. The legitimacy of this contract is achieved by fulfilling the needs of both parties and expanding the doors of livelihood that accrues to the owner of the money, in addition to the benefit and development it brings to society.

islamic
Management Team

Mudaraba Board of Directors

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Chairman:

Mr. Tahir Al Dabbagh

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Board Member :

Mr. Mohamed Elayouty

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Board Member :

Mr. Jazza Al Sari

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Board Member :

Mr. Mamdouh Tantawi

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Board Member :

Mr. Ehab Al Dabbagh

Management Team

Executive Team

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CFO

Bahija Bukhari

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CRO

Mr. Younes Hashash

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CTO

Mr. Ahmad Mohammad Ali

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CBO

Mr. Sami AlKhaldi

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At Mudaraba Financial, we work in compliance with Islamic investment conditions that are based on sharing risks between the entrepreneur (Mudarib) and investor (Rab al-mal), which is called Mudaraba (trust financing). The principle of Mudaraba is significantly different from financing through loans that transfers risks for profit.
Shariyah Review Bureau is a Shariyah consulting company that provides services to financial institutions of various business sectors, from banks to insurance companies, asset managers, companies that manage family assets and financial technology companies, in order to meet the challenges of the compatibility of their activities with Sharia controls and standards. The home’s work mechanism has been designed to meet the requirements of Sharia governance for its clients, starting from appointing the Sharia committee to managing the work of the committee’s secretariat, and providing internal Sharia audit services. The house also provides external Sharia audit services in light of the 3000 assurance engagement standard.
Al Dar's network of Sharia advisors, distributed in more than 21 countries around the world, such as the United States of America, Europe, Africa, the Gulf Cooperation Council countries and Asia, has enabled it to serve financial institutions anywhere with various types of Sharia advisory and supervision services